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Personal Finance

Finance when you need it the most

Bayside Finance Solutions offers short term loans for both pay day needs as well as term options up to 6 months. We limit our loans to R8000.00 with no minimum loan amount. Our loans are processed and approved withing an hour, if all documents are received on time. Once approved and the client has been accepted the loan terms then payment is made within the hour. We scrutinize each application carefully to make sure you, our valued client, gets the best possible service. We look for ways to assist and not reasons to decline.

Pay day loans

Bayside Finance Solutions offers the quickest turnaround when applying for a short term loan. Pay Day loans are 30 day loans to help you get through a difficult month or when you only need a small loan. We have streamlined our processes to offer you hassle free and quick approval. All you need to do is apply through our easy online application and upload you payslip, copy of ID and 3 months bank statements, thats it!!

Term loans

How often have you just sorted out your finances, when murphy pops his cheeky head around the corner and zaps you with that unexpected expense? A doctors bill that slipped your mind, or car service you have been meaning to do. To make life an little less unexpected we offer term loans up to 6 months with a maximum loan amount of R8000.00 and no penalties for early settlement. Apply online today and see why we are the leading short term credit provider.

Collection/ Non-payment

All collections are done through the NAEDO (Non-authenticated early debit order) collections system with the reference Nuyuku. Direect debit orders from your account are done on the day requested by yourself in a financial hiccup, it is your responsibility to inform us so that we can restructure your account. Our collections department will do its utmost to make arrangement to avoid non payment. In the event that we do not receive payment in a reasonable period we will be forced to hand over your account to an external collections agency.

How are you charged?

Loan cost break down summary:

  • Service fee R50.00 per month
  • Initiation fee 15% on first R1000.00, +10% on any value above R1000.00
  • Interest rate 5% per month. Fees & interest are based on regulations set out in chapter 5 of the NCA no.34 of 2005

Renewal Policy

Each and every loan application is a separate loan and is treated as such from application to quotation and ultimate contracting. Paid up or settled loansĀ  are not automatically renewed and up to date bank statements and latest payslip are required for every loan application

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